What Will You Learn?

• How to access your credit report and identify any errors or discrepancies
• The impact of credit utilization on your credit score and how to optimize it
• Tips for making timely payments and avoiding late fees
• Strategies for paying down debt and improving your credit utilization ratio
• The importance of maintaining a good credit history and how to do so
• How different types of credit (e.g. credit cards, loans) can impact your credit score
• The role of credit inquiries and how to manage them effectively
• Ways to build credit if you have little or no credit history
• Common credit score myths and misconceptions to avoid